Legal NOTICE

Last Updated: Oct 21, 2024

LEGAL NOTICE

This legal notice will govern your use of the services provided by DrsCoverage, a trade name of Doctors Insurance LLC (hereinafter referred to as 'the Company,' 'we,' or 'us'). By accessing or using our services, you agree to these terms.

Acceptance of the Terms and Conditions


By accessing and using DrsCoverage, you agree to comply with and be bound by these Terms and Conditions and our Privacy Policy. Please review these documents carefully. If you do not agree with any part of these Terms and Conditions, you should not use this website.

Compliance with Laws


As a user, you agree to comply with all local, state, national, and international laws and regulations applicable to your use of the website. It is your responsibility to ensure that your use of DrsCoverage is lawful in your jurisdiction.

Use License

Disclaimer


We are a medical malpractice insurance brokerage firm offering experienced insights and support to individual doctors, medical groups, locum tenens providers, med spas, and urgent care centers seeking medical malpractice coverage. Our role is to connect clients with insurance providers to obtain coverage.

The content of this website is provided “as is” for general informational purposes only and does not constitute legal, accounting, or professional advice. We recommend consulting your legal counsel or other qualified advisors for personalized guidance. We do not underwrite insurance policies directly, and specific coverage options are subject to the terms and conditions of the respective insurance carriers.

While we strive for accuracy, insurance details, products, and regulations may change, and we do not guarantee the completeness, accuracy, or reliability of the information provided. Decisions made based on this information are your responsibility. The materials on this site are provided without any guarantees, conditions, or warranties, including but not limited to implied warranties of merchantability or fitness for a particular purpose.

This website is not intended to create or imply an insurance contract or offer. Free quotes are estimates based on the information provided and are subject to change after underwriting assessment. Final premiums are determined by the insurance carrier and may vary based on factors such as specialty and location.

Quotes and services are available only in the states we are licensed. Licensing status may vary, so contact us for details. Some insurance products and services may not be available in all states.

There are no hidden broker fees; commissions are provided by the insurance carrier and do not increase your premium. Please note, while there are no broker fees, the cost of the insurance premium itself may vary depending on the coverage you choose, your medical specialty, location, claims history, coverage limits, deductibles, and other factors. These factors are set by the insurance carrier and are not influenced by our commission.

We assume no liability for any errors, omissions, or actions taken based on the information on this site. For personalized advice, please contact us to speak with a licensed insurance broker.

Limitations


In no event shall DrsCoverage or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on DrsCoverage, even if DrsCoverage or an authorized representative has been notified orally or in writing of the possibility of such damage.

Revisions and Errata


The materials appearing on DrsCoverage could include technical, typographical, or photographic errors. DrsCoverage does not warrant that any of the materials on its website are accurate, complete, or current. DrsCoverage may make changes to the materials contained on its website at any time without notice.

Links


DrsCoverage has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by DrsCoverage of the site. Use of any such linked website is at the user's own risk.

Governing Law


Any claim relating to DrsCoverage's website shall be governed by the laws of the State in Texas in which DrsCoverage is headquartered without regard to its conflict of law provisions.

Site Terms of Use Modifications


DrsCoverage may revise these Terms and Conditions for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions.

Contact Information

If you have any questions about this Legal Notice, the practices of this site, or your dealings with this site, please contact us at:

DrsCoverage
legal@drscoverage.com
(512) 737-1117

111 Congress Avenue
Suite 500
Austin, TX 78701